SWP Calculator: how much corpus do you need?

FinanceDisha

I need ₹ a month, rising % every year, for years, and want to leave ₹ at the end.

You need

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Make it yours

The answer uses sensible defaults. Open any of these to match your situation.

Enter amounts in today's money. They're grown at % inflation to the year you need them.

Include income tax

Who invests

Your other taxable income a year Spouse's other taxable income a year

New tax regime, FY 2026-27 rules. Splitting with family saves tax only if each person invests their own money.

Total balance at the end of each year. Hover for details.

SafeBalancedGrowthSaved for big expenses

See how long it lasts with this plan.

My corpus

Equity falls 35% and hybrid falls 15% in year 1, and returns are normal after that.

Figures are in future rupees. Returns compound monthly, and the SWP is paid at the end of each month. Rebalancing and tax happen once a year.